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Will You Need LTC? >> What are the odds?
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Did you know?
It's not just the elderly! Nearly 40% of people currently needing LTC services are working age adults3.
Home Care recipients receive an average of 59 hours of care per week - 36 hours of formal home care and 23 hours of family-provided care.4
The average nursing facility stay is 2.4 years5, and 10% will stay five years or longer6.
(1) Journal of the American Society of CLU & ChFC
(2) Wall Street Journal, "Cracks in the Nest Egg", October 22, 2001
(3) Georgetown University Long-Term Care Financing Project, "Who Needs Long-Term Care?" 2003.
(4) Cohen, M., Miller, J., and Weinrobe, M., "A Descriptive Analysis of Patterns of Informal and Formal Caregiving Among Privately Insured and Non-Privately Insured Disabled Elders Living in the Community." 1999
(5) National Center for Health Statistics, U.S. Department of Health and Human Services. "The National Nursing Home Survey." June 2002.
(6) America's Health Insurance Plans (AHIP), "Guide to Long-Term Care Insurance." 2002
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