Disclaimer

Disclaimer on Website Content/Use:

This consumer website is meant for use by Minnesota residents and is meant for education purposes only. We are licensed in all 50 states, so for information on products and policies in other states, please contact our office.

The information on this website is a general description of coverage and is not an insurance contract. Refer to the Outline of Coverage provided by your agent for an explanation of features and options. Only the LTCI policy itself contains contractual provisions. The Long Term Care Insurance policies we offer are individually underwritten by the insurance companies with whom we have partnered.

Submission of any information through this website is considered an insurance solicitation, and an insurance agent may contact you. Newman Financial Services, LLC dba Newman Long Term Care is not responsible for any errors or omissions contained within this website. Please contact us if you have any questions on any information contained in this website.

 


Internet Privacy Policy
Newman Long Term Care values your business and is committed to safeguarding the information you provide to us online. We do not share or exchange information gathered on this site with outside organizations that are not performing services for us or on our behalf or as permitted by law. Please review this policy to help you better understand our views and practices regarding privacy on our website.

What information do we gather on our website?
Newman Long Term Care will never ask you to provide or confirm your personal information through an email unless you have requested such an email or transaction from us. Never respond to an email (especially unsolicited email) which asks for personal or account information.

In some sections of our website (e.g., information request forms, financial questionnaires and quote requests), we may capture additional information you supply including personal financial information, telephone number, your home city and state, marital status, health information and other personal information in order to fulfill your request.

What other information do we capture?
Newman Long Term Care’s web server automatically recognizes your IP address when you visit our site as an anonymous visitor (without logging in). We will recognize repeat visits from the same IP address.  This IP address is not identifiable to you.  It does not recognize your email address. However, we do collect your email address if you communicate with us via email or provide your email address to us when completing an online request or registering for various sections of our site.

Newman Long Term Care collects aggregate information about the pages visited within our website. We also capture browser type and version, and screen resolution. This information will assist us in providing a more user-friendly site and to aid in problem resolution if you experience technical difficulties while visiting our site. When you visit our website we collect data about your activities that does not personally or directly identify you when you visit our website. This information may include the content you view, the date and time that you view this content, or your location information associated with your IP address.

How can you update the personal information you provide online?
You may update your information by contacting Newman Long Term Care at 800-625-9267 or LTC@NewmanLTC.com.  We are available to answer calls between the hours of 8:30 a.m. and 5 p.m., Central time Monday –Friday (unless otherwise noted).How do we protect your personal information?We have strict standards of security to safeguard your data. The technology we use to protect your data is reviewed often. We improve the process as needed.

Only authorized employees and representatives may access and use data about you. All are trained to safeguard your data. Those who use your data must follow established standards, procedures and laws. Newman Long Term Care uses encryption technology when sending or requesting personal information via the Internet.

What do we do with the information we gather?

We use the information we gather about our site visitors in one or more of the following ways:

  • To fulfill orders and requests for additional information.
  • To fulfill your requests for contact from a Newman Long Term Care representative.
  • To help ensure a safer online environment for our site visitors.
  • For general aggregate site visitor analysis and statistical research.
  • To increase visitor satisfaction in their online experience with Newman Long Term Care.
  • To inform customer service professionals or financial representatives about account access and service requests that will enable us to provide you with better customer service.
  • To provide you with information about products or services you have purchased and features available on our website.
  • To provide you with information about products and services available through Newman Long Term Care that may be of interest to you.
  • To help resolve disputes, if needed.
  • To provide you with security information to assist you in accessing our website.

 
How do you opt out of data sharing & email marketing?
To opt out of data sharing and email marketing, call us toll-free at 800-625-9267. We are available to answer calls between the hours of 8:30 a.m. and 5 p.m., Central time Monday –Friday (unless otherwise noted).

  • You also have the ability to update your preferences via unsubscribe links in any email correspondence you receive.  You can opt out of receiving this information by unsubscribing here or by calling 800-625-9267.


How do we respond to “Do Not Track” signals?

Newman Long Term Care does not collect or share personally identifiable information about your online activities through web tracking mechanisms, therefore “Do Not Track” signals are not honored. Information collected or shared about your online activity does not identify you.

Do we use cookie technology?
Cookies are messages which often include anonymous unique identifiers given to your web browser by a web server. The browser stores the message on your computer. The message is sent back to the server each time your browser requests that site.

Cookie technology, however, may be used in various sections of our website to provide you with customized services or advertising and increase the quality of your online experience. Newman Long Term Care may use cookies to create a unique identifier to recognize you as a repeat visitor on subsequent visits and to collect information about your activities on our website to serve you more relevant information on our website. The cookie uses this identifier to differentiate site visitors; it does not provide any personally identifiable information or directly identify you.

Cookies:

  • Cannot be used to reveal your email address obtained from your hard drive or learn confidential or personal information about you that you have not already explicitly revealed.
  • Cannot read data off your hard drive or read cookie files created by other sites.
  • Are not executable programs and cannot damage your computer or files on your computer.


How can you set or delete your computer’s cookies?

You can set your computer’s browser to opt-out of receiving and storing cookies, however, doing so may limit your access to certain sections of our site. You also can delete cookies stored on your computer’s browser. The process to set or delete cookies differs by browser. See your browser’s Help feature or contact the manufacturer for instructions on how to set/delete your browser’s cookie options.

Do we use web beacons?
Web beacons (also known as web bugs, pixel/page tags and clear GIFs) are used with cookies to monitor the behavior of site visitors based on IP address. Newman Long Term Care uses web beacons on its websites and in email communications for aggregate statistical purposes.

Do we use P3P technology?
We do not use P3P technology.

Do we use encryption technology?
Several areas on Newman Long Term Care’s website have been built to handle sensitive or confidential information. These pages utilize an internet method known as Secure Socket Layers (SSL). With SSL engaged, pages are sent to you in an encrypted (scrambled) format and any information you submit to Newman Long Term Care also is encrypted. Encryption is the transformation of data into a form unreadable by anyone who doesn’t have the appropriate decryption key. This method of transferring sensitive data is considered the industry standard for the Internet.

For added security, close your browser completely when you finish using this site. While online, your browser is using part of your computer’s memory. If your browser is left open, it may be possible for someone using your computer to go back and use this memory to access your information. Closing your browser clears this memory. You may also want to consider clearing your browser’s temporary files.

For your security, we highly recommend you update your browser to versions that support SSL. Microsoft Internet Explorer, Mozilla Firefox and Apple Safari are three browsers that support these encryption techniques. A solid lock graphic will display when the SSL mode is engaged and the connection is encrypted. If you are not sure if your browser is compatible, check with your service provider.


Newman Long Term Care has taken steps to make all information you provide to us as secure as possible against unauthorized access and use, alteration, and/or loss. This information is kept in Newman Long Term Care’s secure database. You should keep in mind, however, that no data transmission over the internet is 100% secure and any information disclosed online can potentially be intercepted and used by unauthorized parties.

NewmanLongTermCare.com uses DigiCert Inc. (link opens in a new window) services to protect confidential information.

What is our policy for children (individuals under 16 years of age)?
Your children’s safety is important to us. We have developed our privacy guidelines in compliance with the requirements outlined by the Federal Trade Commission Children’s Online Privacy Protection Act (COPPA). See the FTC site (Link opens in new window) for additional information on COPPA. Effective 6/10/2010, registration will not be accepted if the birth date indicates the individual is under the age of 16. Additionally, no information should be submitted to or posted on our site by children under 13 years of age without the consent of their parent or guardian.

What about links to other websites from Newman Long Term Care’s site?
The Newman Long Term Care website contains links to several other external websites. Although our intent is to provide links to other quality sites, we cannot guarantee the safety and privacy of information you provide to these linked sites. Any data or personal information collected by websites other than Thrivent are not covered by this privacy policy.

Questions or comments?
If you have questions regarding our Internet Privacy Policy, please email us at LTC@NewmanLTC.com or send your written request to:
Newman Long Term Care
6636 Cedar Ave. S. #100
Richfield, MN 55423
Also, if you receive email messages from Newman Long Term Care about updates to our website and wish to no longer receive these updates, you can unsubscribe from our mailing list following the unsubscribe directions in the email.

Notice of any material change to our Internet Privacy Policy is given on this website’s home page.

This Internet Privacy Policy and any updates are effective as of December 15, 2015.

About Newman Long Term Care

Newman Long Term Care is a wholly owned subsidiary of Thrivent Insurance Agency, a subsidiary of Thrivent Financial. Insurance products issued or offered by Thrivent Financial, the marketing name for Thrivent Financial for Lutherans, Appleton, WI. Not all products are available in all states. Thrivent Financial has no affinity or affiliation with any of the other insurance products or companies discussed. For additional important information, visit Thrivent.com/disclosures.