What is Long Term Care?

Long Term Care can involve anything from occasionally needing help from a home health aide to needing more intensive forms of care. But the longer people live, the greater the chances that chronic conditions may develop, resulting in an increased need for assistance with everyday activities.

Where can I receive care?

Many people mistakenly believe that LTC is restricted to nursing home care. In reality, more than 80 percent of LTC is provided in the home-NOT nursing homes.* Today, consumers have more choices than ever before when it comes to long-term care options, including:

  • Your own home
  • Assisted Living facilities
  • Adult Day Care facilities
  • Continuing Care Retirement Communities
  • Hospice Care
  • Nursing Home Care

Who can provide services?

Traditionally, families have provided Long Term Care when needed. Although many family members are willing to take on this responsibility, it’s still difficult to make the physical, emotional and financial sacrifices required to provide care for a loved one. And even the most devoted family member can be overwhelmed caring for a loved one full-time. Moreover, it’s becoming harder for families to provide this care, as today’s families are smaller and often spread across the country.

Depending on the type of care needed, LTC may be provided by:

  • Family and Friends
  • Nurses
  • Certified Nursing assistants
  • Physical, Occupational and Respiratory Therapists
  • Home Health Aides
  • Homemaker Services

How much does long-term care cost?

More long-term care facts