August 2017
At a young age we learn resilience through overcoming smaller obstacles that we face, such as standing up and dusting ourselves off after being pushed down on the playground. As we age, we tend to forget how to use resilience to overcome obstacles when our problems become much larger and more frightening like the deteriorating […]
July 2017
Do you have retirement on your mind? Perhaps you feel like you are well prepared, or maybe you are uncertain if you will ever be able to save enough. According to a recent post on The Motley Fool, current estimates of the cost of retirement hovers somewhere around 1 million. This number is colossal, and […]
July 2017
When people hear the words “long term care,” they often think of nursing homes or assisted living facilities. However, what many do not realize is that almost 80% of care is provided at home.1 Recent statistics indicate an increase in the amount of Alzheimer’s and dementia patients who are dying at home as opposed to […]
July 2017
Have you noticed the topic of caregiving coming up in your conversations with friends and family? You’re not the only one! In fact, this has become a popular topic of conversation, and Chris Farrell of the Star Tribune wants to tell you why. According to his article, the level of preparedness for long term care […]
January 2016
As of this morning, the PowerBall jackpot is up to $700 Million. As you’ve probably heard, the odds of winning the grand prize are 1 in 292 Million. Let’s put that in perspective with some other well known odds: 1 in 86 million: The odds of incurring a serious injury in an amusement park Source: Discover, Vol. […]
December 2015
A lot of consumers don’t consider buying a long-term care policy until well after retirement, but most insurance experts advise people to look into their options sooner. What is the right age to buy insurance? There is no right answer, but it makes sense to do your planning at whatever age you seriously begin planning […]
December 2015
It’s not surprising that many people would rather avoid the topic of long-term care, as it involves sensitive subjects like finances, aging and health concerns. However, it’s important to engage in conversations with parents and relatives about long-term care and develop a plan to guard against the threat of needing it. Here are some easy […]
December 2015
It’s common for people to avoid buying long-term care insurance because they believe the process is too confusing or complicated. However, investing in a long-term care policy only requires making four simple decisions, which include choosing a maximum benefit, a monthly benefit, an inflation feature and the elimination period. Plans are based on a maximum […]
December 2015
Retirement planning is becoming a high priority for people over 50. Yet, many consumers don’t factor in potential long-term care needs when planning for life after retirement. What’s more alarming is that roughly 70 percent of people who live beyond age 65 will need some form of long-term care before they die. The likelihood of […]
December 2015
New Year’s Resolutions for 2016: Lose weight and get fit Eat healthier and diet Create a long term care plan Yes, it may seem odd, but creating a long term care plan should absolutely be at the top of your new year’s resolutions list for 2016. Here are 3 reasons why you should start your […]
