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How to Care for Both Parents at Once without Going Broke

December 2015

Money magazine sits down with Madeleine Smithberg, co-creator of “The Daily Show” and a talent coordinator for “Late Show with David Letterman,” to discuss a topic she believes is not talked about enough: long term care. Smithberg took on a challenge that many would not consider. She cared for not just one but both of […]

Long Term Care Insurance Protects What the Government Does Not

November 2015

One of the biggest reasons consumers don’t create long term care plans is because they believe the government will pay for it. In reality, Medicare only pays for short-term, skilled nursing home care following hospitalization and state Medicaid programs require recipients to spend down to the poverty level in order to qualify for assistance. Other […]

Long Term Care Insurance Offers Peace of Mind

November 2015

Nearly 90 percent of people over the age of 55 would like to save enough money to have financial peace of mind during retirement, a 2010 industry report found. Since long term care insurance helps protect assets, many people purchase policies for this reason. Long term care insurance also gives consumers the freedom of choice […]

VA Benefits and Long Term Care

November 2015

We are extremely thankful for all the sacrifices that our servicemen and women make to protect our freedoms.  As such, we want to ensure that they take steps to protect themselves and their loved ones from the devastating impact of a long term care event.  Our office is located right next door to one of […]

Top 10 Facts to Know About Long-Term Care Insurance

November 2015

November is Long-Term Care Awareness Month.  To mark the occasion, here are 10 interesting facts about long term care insurance. # 10 – 67.4 percent of all new claims started after the policyholder reached age 80. If you live a long life, you’re likely going to need long term care and be very glad you […]

How could Chocolate and Red Wine change the future of Long-Term Care?

September 2015

A compound that may slow progression of Alzheimer’s disease could have major effects on the LTCI industry Researchers from the Memory Disorders Program at Georgetown University Medical Center were excited to discover that a highly concentrated form of a compound could slow the progression of Alzheimer’s disease. The compound, resveratrol, can be found in red […]

Life Insurance Can Help Cover Long-Term Care Costs

September 2015

Would linked-benefit or combination life insurance products be the right choice for you? Encouraged by rising nursing home costs and a scarcity of practical ways to pay for long-term care, more Americans are seeking out alternative ways to pay for future care needs.  One increasing popular option is purchasing a life insurance that is coupled […]

LTC Insurance – The Value of Dignity

July 2015

The value of dignity When one family bought a long-term care insurance policy for their father, protecting the legacy of the family farm was their core concern. The eldest sister was a long term care insurance agent with Newman Long Term Care in Minnesota.  She always thought that preserving the legacy of the farm would be the […]